A budget is a spending plan based on some unit of measure, for example, income (how much money you have coming in) and expenses (how much money you have going out). Some experts classify budgets into three categories: 1. Surplus (you have money left over after expenses), 2. Balanced (the income and expenses equal), and […]
God will not give us anything we can’t handle. So can you manage 10k while asking for a million?
You can stop worrying about money when you have a plan in place.
A budget is telling your money where to go instead of wondering where it went.
Managing money and making sound financial decisions has never been more challenging. At the very core, however, are the unchanged basics of planning carefully, spending wisely, and saving regularly. These are the fundamentals you want your children to understand and embrace. It is never too early, or too late, to introduce your children to money and help them build good lifelong financial habits.
Debt is a form of indentured servitude.
”There is a difference between income and wealth, but without knowledge and a clear budget your reality of wealth may never appear.”
Are you struggling to save money? Can’t stop over spending? Let me give you a simply solution that will help to solve your problem!
You deserve little luxuries. But you also deserve food, shelter, utilities, and the peace that comes from being debt-free.
Avoid Looking for Satisfaction in More Money:
More money doesn’t fix financial issues. In fact, having more money can create a bigger problem if you are already dealing with budgeting issues.
Any good budget coach will tell you that more money won’t make you happier. Instead, having control over your finances brings peace of mind a sense of satisfaction.
Start Paying Off Your Debts:
Pay off as much of your debt as you can. It’s not wise to hold on to money while in debt. The purpose of money is to let it work for you.
Paying off debts eases pressure. Dealing with debt collectors isn’t fun. Once you pay off your debts you get the freedom to plan your life without distractions.